Final Pay Calculator
Your last pay when you resign: wages owed, unused annual and long service leave, after tax.
Your final pay comes to about $4,615 before tax, including $3,077 for unused annual leave. After tax you'd keep about $4,353.
Not sure? The long service leave calculator works it out.
Being made redundant? Redundancy pay has a tax-free part, so use the redundancy calculator instead.
Wages owed are a day's pay (salary / 260) for each unpaid day. Unused annual leave is paid at your ordinary hourly rate (salary / 52 / hours a week), plus 17.5% leave loading if your award or agreement includes it. Long service leave is weeks x your weekly pay. Leave built up after 17 August 1993 is taxed at your marginal rates, so the tax is the extra income tax and Medicare levy the final pay adds to your income for the year. Your employer withholds tax using the ATO's tables, which can be a little different, and it evens out when you lodge your return.
Rates checked September 2026 against the ATO.
What's in your final pay
Most awards require your final pay within seven days of your last day. It includes:
- Wages for any days you've worked but haven't been paid for.
- All your unused annual leave, paid at your ordinary rate. Leave loading (usually 17.5%) is added if your award or agreement says so.
- Long service leave if you're entitled to it under your state's law.
- Pay in lieu of notice, if your employer doesn't want you to work out your notice.
- Unused personal (sick) leave isn't paid out.
How unused leave is taxed
Annual and long service leave built up after 17 August 1993 is taxed at your marginal rates, the same as normal pay. Older leave is taxed at up to 32%.
Because it all arrives in one pay, your employer withholds tax as if you earned that much every pay period, which can look like a lot. You get any extra back when you lodge your return.
Frequently asked questions
Yes. All unused annual leave must be paid out when your job ends, however it ends.
It depends on your award or agreement. Many awards pay it if you would have got it while taking the leave.
No. Unused personal or carer's leave isn't paid out under the National Employment Standards.
The withholding tables treat a large one-off payment as if it was regular. Your actual tax is worked out on your income for the whole year, so you get back any extra when you lodge.